Ramón J. Muñoz (“Ray”) is the Chief Executive Officer of Leisure Financial Group. Ray has more than 23 years of experience in the Golf and Marina Industries. Prior to joining Leisure Financial Group, Ray worked at Textron Financial for 23 years where he served as President of the Golf and Marina lending division.
He was responsible for developing, initiating and implementing the overall policies, goals and strategies of the business unit which enhanced Textron Financial’s profitability and ROIC. Ray also had overall P & L management responsibility for the division, including market development, risk management and attainment of volume and profit objectives. During his career at Textron Financial, the Golf and Marina Division originated more than $5 billion in loans.
In addition, Ray served as President of Great Oaks Golf, a wholly-owned subsidiary of Textron Financial. Great Oaks Golf owned and operated more than 40 Golf, Marina, and Hotel properties throughout the US. He was responsible for the administration, value creation and liquidation of the portfolio.
Ray was a member of the Textron Financial Executive and Management Committee and a member of the Textron, Inc. Global Leadership Team.
Prior to joining Textron Financial, Ray worked for 6 years in the Real Estate Development Industry in New England. His roles included Asset Manager and Acquisition Officer.